:root{
  --dark:#230871; --light:#00ACD8; --ink:#1A1A2E; --grey:#F5F5F5; --white:#fff;
  --head:"Century Gothic","Tw Cen MT",Futura,"Trebuchet MS",sans-serif;
  --body:Roboto,"Segoe UI",Calibri,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.55}
a{color:var(--dark)}
a:focus-visible,.btn:focus-visible{outline:3px solid var(--light);outline-offset:2px}
.wrap{max-width:1040px;margin:0 auto;padding:0 16px}
h1,h2,h3{font-family:var(--head);color:var(--dark);line-height:1.2;text-wrap:balance}
h1{font-size:clamp(1.8rem,4.5vw,2.8rem);margin:0 0 14px;color:var(--white)}
h2{font-size:1.6rem;margin:0 0 16px}
h3{font-size:1.15rem;margin:0 0 8px}
.top{background:var(--dark)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:10px;padding-bottom:10px}
.brand img{display:block;height:auto;width:150px}
nav{display:flex;flex-wrap:wrap;gap:6px 18px}
nav a{color:var(--white);text-decoration:none;font-family:var(--head);font-size:.95rem}
nav a:hover{color:var(--light)}
nav .lang{border:1px solid var(--light);border-radius:6px;padding:2px 8px}
.hero{background:linear-gradient(135deg,var(--dark) 0%,var(--dark) 55%,var(--light) 140%);color:var(--white);padding:56px 0 64px}
.hero p{font-size:1.1rem;max-width:640px}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn{display:inline-block;background:var(--white);color:var(--dark);text-decoration:none;font-weight:700;padding:12px 18px;border-radius:8px}
.btn.alt{background:var(--light);color:var(--white)}
.sec{padding-top:48px;padding-bottom:8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.card{background:var(--white);border:1px solid #e3e3ec;border-top:4px solid var(--light);border-radius:10px;padding:18px;box-shadow:0 1px 3px rgba(35,8,113,.08)}
.card p{margin:0}
.notice{margin-top:18px;font-size:.92rem;background:var(--grey);border-left:4px solid var(--dark);padding:12px 14px}
.contact{display:grid;grid-template-columns:max-content 1fr;gap:8px 18px;margin:0}
.contact dt{font-weight:700;color:var(--dark)}
.contact dd{margin:0}
@media (max-width:560px){.contact{grid-template-columns:1fr}.contact dd{margin-bottom:8px}}
.small{font-size:.9rem;color:#4a4a5e}
.doc{padding-top:32px;padding-bottom:32px;max-width:820px}
.doc h1{color:var(--dark)}
.doc h2{font-size:1.25rem;margin-top:28px}
.doc h3{font-size:1.05rem;margin-top:18px}
.foot{margin-top:56px}
.wave{display:block;width:100%;height:60px}
.footin{background:var(--dark);color:var(--white);padding:8px 0 24px}
.footin a{color:var(--white)}
.footin p{margin:8px 0}
.smsfine{margin-top:12px;font-size:.95rem;max-width:680px}
.smsfine a{color:inherit;text-decoration:underline}
.doc blockquote{margin:12px 0;padding:12px 16px;border-left:4px solid #00ACD8;background:#F5F5F5}
.doc blockquote p{margin:0}